Business Funding

By applying online, you can typically get a quote the same day.

In the application, you will be asked to tell us more about your business and your online and/or card terminal sales. This usually takes 5 – 10 minutes and our team are always available to assist if you have any questions.

You can use the funding for any business purpose. Most of our merchants use the funding to buy stock, invest in advertising, carry out refurbishments, add a new location, or to manage a temporary disruption such as a lockdown.

Repayment will happen automatically as a fixed percentage of daily sales.

For example, if your repayment is 20% of daily sales and you made $1,000 in sales on a given day, then $200 would go towards repayment and $800 would go to you. On days without sales, you will not repay anything.

This means that, unlike traditional business loans with an interest rate that is always ticking, the loan advance adjusts to your cash flows without any extra fees or charges.

No. You will only be charged a single fixed fee, so you know exactly what you will repay up front.

Yes, you can always pay it off early free of charge if you would like to.

You don’t have to, however. Most merchants prefer the flexibility and free cash flow of simply repaying in accordance with their fixed repayment percentage at no extra cost.